Credit Card Blues: Tips for everyone (2)

WARNING SIGNS:

The following warning signs may be an indication of the credit card blues.

*You use credit cards to pay for basic needs, like food and gas.
*You are only able to pay the minimum balance due on your cards each month.
*You're paying above-average interest rates and can't find lower rates because of
your credit score.
*You aren't able to contribute to a savings account or IRA.
*You don't know how much you charge or how much you owe.
*You lose sleep over mounting debt.
*You transfer balances frequently to avoid credit card payments.

If any of these sound familiar, take heart- you are not alone! However, it's important that you take action now and create a plan to pay down your debt and avoid exacerbating the problem. You don't have to resign yourself to living with the credit card blues.Get your free credit report here!